Welcome to Sing Investments & Finance Limited

Fixed Deposit Board Rates (For Personal & Business Accounts)

TenureInterest Rate
 Deposit Amount
< $50,000
Deposit Amount
$50,000 and above
1 month0.0500% p.a.0.1000% p.a.
3 months0.1000% p.a.0.1500% p.a.
6 months0.1500% p.a.0.2000% p.a.
9 months0.2000% p.a.0.2500% p.a.
12 months0.2500% p.a.0.3000% p.a.
15 months0.3000% p.a.0.3500% p.a.
24 months0.3000% p.a.0.3500% p.a.
36 months0.3000% p.a.0.3500% p.a.
48 months0.3000% p.a.0.3500% p.a.
60 months0.3000% p.a.0.3500% p.a.

* The above rates are subject to changes without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Fixed Deposit (FD) Online for Fresh Funds Only

TenureInterest Rate
 Minimum Deposit Amount
$1,000
Minimum Deposit Amount
$10,000
3 months 2.65% p.a.2.70% p.a.
6 months 2.55% p.a.2.60% p.a.
12 months 2.50% p.a.2.60% p.a.

* The above rates are subject to changes without prior notice. Applicable to personal accounts & fresh funds only. Terms & conditions apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Savings Account

Minimum Deposit AmountInterest Rate
$200 0.05% p.a.

* The above rates are subject to changes without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

GIRO Saver Account

Account Balance Interest Rate
First $300,000 2.65% p.a.
Next $300,000 2.80% p.a.
Next $300,000 3.05% p.a.
Next $100,000 3.55% p.a.
Above $1,000,000 2.30% p.a.

* The above rates are subject to changes without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Additional Terms & Conditions

Click here for the Terms & Conditions Applicable to GIRO Saver Account.

GoSavers Account

Account Balance Interest Rate
First $300,000 2.60% p.a.
Next $300,000 2.75% p.a.
Next $300,000 3.00% p.a.
Next $100,000 3.50% p.a.
Above $1,000,000 2.25% p.a.

* The above rates are subject to changes without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Additional Terms & Conditions

Click here for the Terms & Conditions Governing GoSavers Account

Current Account

Account Balance Interest Rate
$30,000 to below $500,000 0.030% p.a.
$500,000 to below $1,000,000 0.050% p.a.
$1,000,000 & above 0.030% p.a.

* The above rates are subject to changes without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions governing Current Account.

GoVault Account

Account Balance Interest Rate
First $300,0002.65% p.a.
Next $300,0002.80% p.a.
Next $300,0003.05% p.a.
Next $100,0003.55% p.a.
Above $1,000,0002.30% p.a.

* The above rates are subject to changes without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Additional Terms & Conditions

Click here for the Terms & Conditions Governing GoVault Account.