Deposits
GIRO Saver Account
SAVE EVEN MORE!
Earn higher interest to save more starting with just $1,000! It’s easier with us.
Our Features
- Monthly GIRO fund transfer
- Daily rest interest computation on deposit balance
- Monthly interest crediting
- No lock-in period
- No penalty for withdrawal
Interest Rates
| Account Balance | Interest Rate |
|---|---|
| First SGD 100,000 | 2.55% p.a. |
| Next SGD 150,000 | 2.60% p.a. |
| Next SGD 150,000 | 2.65% p.a. |
| Next SGD 100,000 | 3.00% p.a. |
| Above SGD 500,000 | 2.00% p.a. |
* with effect from 1st March 2025
* The above rates are subject to changes without prior notice.
Other Terms & Conditions
Applicable to personal accounts and fresh funds only
Passbook Savings Account
Monthly GIRO from S$200 to S$10,000
No over-the-counter deposits allowed except for initial deposit
A minimum initial deposit of $1,000 to $5,000 is required to open a GIRO Saver Account
Fall-below fee of $2 if average daily balance for the month falls below $200
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance
Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.
Terms & Conditions
Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts
Additional Terms & Conditions
Click here for the Terms & Conditions Applicable to GIRO Saver Account.