Enterprise Financing Scheme (EFS)

Maximise your
potential

Sing Investments & Finance Limited is a participating financial institution for the government-backed SME loans under the Enterprise Financing Scheme (EFS).

Locally owned SMEs can now apply for:

SME Working Capital Loan is a Term Loan for financing SMEs’ operational cashflow needs.

Features

Note: Overall loan exposure limit of S$50 million per borrower group across all facilities

Eligibility

A business entity* that is registered and physically present in Singapore
With at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
Maximum Borrower Group** revenue cap of S$500 million for all enterprises
Group revenue of up to S$100 million, or maximum employment of 200 employees

*ACRA registered Sole Proprietorship, Partnership, Limited Liability Partnerships and Companies.
**Borrower Group consists of the following:

Borrower; and
Corporate shareholders holding more than 50% at all levels up; and
Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down; and
Subsidiaries where the Applicant’s Ultimate Parent Company holds more than 50% down shareholdings and its subsidiaries at all levels.

Financing the investment of domestic fixed assests, including:

Features

Note: Overall loan exposure limit of S$50 million per borrower group** across all facilities.

Eligibility

Business* must be registered and physically present in Singapore
With at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
Maximum borrower group revenue cap of S$500 million for all enterprises
Group revenue of up to S$100million, or maximum employment of 200 employees

*ACRA registered Sole Proprietorship, Partnership, Limited Liability Partnerships and Companies.
**Borrower Group consists of the following:

Borrower; and
Corporate shareholders holding more than 50% at all levels up; and
Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down; and
Subsidiaries where the Applicant’s Ultimate Parent Company holds more than 50% down shareholdings and its subsidiaries at all levels.

SME / CORPORATE FINANCING

Maximise your
potential

Locally owned SMEs can now apply for:

Features

Eligibility

Features

Eligibility

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& FINANCE LIMITED

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SME / CORPORATE FINANCING