Welcome to Sing Investments & Finance Limited

Get the head start you need in your business

We cover the basics for you to run your business finances effectively. Tap onto our overdraft facilities* to unlock bigger business potentials, it’s easier with us.

* Subject to eligibility

Our Features

Interest Rate

Account BalanceInterest Rate
$30,000 to below $500,0000.030% p.a.
$500,000 to below $1,000,0000.050% p.a.
$1,000,000 & above0.030% p.a.
The above rates are subject to change without prior notice.

Other Terms & Conditions

For corporate customers only

Initial Deposit of $5,000 is required to open account

Minimum balance required to maintain account

Fees & Charges

Current AccountFees & Charges
Minimum average daily balance$5,000.00
Annual fee$40.00; waived for 1st year
Fall-below fee$35.00 per month
Incidental OD interest chargePrime + 5% on overdrawn amount (min. $30.00)
Early account closure fee$50.00 (for account closed within 6 months of opening)
Cheque clearing feesFirst 30 cheques per month free $0.50/cheque for
subsequent cheques cleared per month
Cheque book issuance & replenishment$5.00 (First 2 chequebooks free)
Urgent cheque book request$30.00 per book
Direct marking of cheque$100.00 per cheque
Outward returned cheque$30.00 per cheque
Payment-stopped cheque$30.00 per cheque; $100.00 per range
Cancellation of chequeSame as payment-stopped cheque
Single/Recurring Interbank Transfer via FASTTransaction Fee – $0.50 per item
Purchase of Cashier’s Order$10.00
Cancellation of Cashier’s Order$10.00
Payment-stopped Cashier’s Order$30.00
Cheque retrieval – cheque image$50.00 + GST per cheque
Service charge for large cash depositWaived for first $25,000.00
Subsequent amount will be charged at 0.1%
(subject to minimum charge of $10.00 per account per day)
Coin deposit/withdrawal/exchange serviceEvery subsequent 100 pieces or part thereof above 50 pieces – $5.00
Audit confirmation fee$50.00 per account (for current/preceding year)
$70.00 per account (for period more than 1 year ago)

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions governing Current Account.